Florida Auto Insurance for your Vehicle
According to Florida law, all drivers in the state need to have valid auto insurance to operate vehicles on our public roads. Making Sure Insurance, Inc. provides policies that protect your car, truck, or fleet vehicle from a variety of potential problems.
Basic Required Coverage
Florida auto insurance policies must conform to these minimum standards:
- $10,000 Personal Injury Protection. This coverage pays for medical bills that result from an accident.
- $10,000 Property Damage Liability. If an accident occurs, this coverage pays to replace or repair affected cars, buildings, and other structures.
An auto insurance policy is required to register your vehicle with the state. Contact an agent before you buy to ensure you can drive off the lot safely and legally. Failure to maintain adequate coverage could mean losing your license or having your registration suspended.
Additional Coverage Options
In the event of an accident, basic coverage may not be enough to repair or replace your vehicle. Additions to your basic policy provide more coverage that could save you a lot of money and frustration.
- Bodily Injury Liability provides funds to cover medical bills and other legal liabilities associated with an accident that causes death or injury to another party.
- Uninsured/under-insured motorist coverage pays for your damage if an accident is caused by someone without enough insurance.
- Medical payment coverage provides additional funds for doctors, therapies, and funeral services that result from an accident.
- Collision coverage pays for damages that occur during a moving accident.
- Comprehensive coverage protects your vehicle and belongings from theft, fire, vandalism, and many natural disasters.
- Towing and labor additions keep your out-of-pocket costs low if you need to call for emergency repairs or service.
- Rental reimbursement pays you back when you need to rent a car because yours is not usable because of an accident.
Making Sure Insurance, Inc. carries auto insurance policies for drivers in the state of Florida. We can customize a policy to fit your needs, budget, and preferences. Contact our agents for more information on auto insurance in Florida.
Boat/Watercraft Insurance
With its 1,350 miles of coastline and warm tropical weather, it isn’t surprising that there are more boats registered in Florida than anywhere else in the United States. Making Sure Insurance, Inc. is here to help ensure that your next adventure on the water doesn’t end up emptying your savings account with affordable boat insurance.
Repair Your Boat after Extreme Weather
You invested a lot of money into your watercraft, and hurricanes and tropical storms cause havoc every year in the waters off of Florida’s coast. A good boat insurance policy can help you fix up your yacht after high seas and winds cause damage to the hull, deck, and even your radar system. Our agents can help you select the coverage that includes all the extras found onboard your boat.
Provide Protection for Friends and Family Onboard
A good insurance policy will do more than fix up your boat. It will also help pay for medical bills and damage should an accident occur on board. Invite your friends on with confidence knowing that their trip and fall will be taken care of by your coverage. That way you can plan for another great party at sea without worrying about the impact of a problem on your finances.
Stop an Uninsured Boater from Ruining Your World
With so many boats and jet skis roaming the inlets, rivers, and lakes in Florida, the chance of somebody causing damage to your boat increases with every trip out of the marina. Ask us about adding uninsured boater coverage to your policy, and then that next ding in the hull will be nothing more than a small bump in your plans instead of a financial burden.
For more information about boat insurance from Making Sure Insurance, Inc., give us a call or visit the office. Our agents are ready to work with you and answer your questions.
Commercial Insurance
Your Florida-based business is more than just a way to make money. It is also your legacy and passion. Protect what you’ve worked so hard to build with customized commercial insurance coverage from Making Sure Insurance, Inc. We provide policies that protect our investments and assets.
Types of Commercial Insurance Coverage
Every business is unique. Depending on your industry, the size of your operation, and the products and services you offer, you may need different policies to cover your assets fully.
- Commercial property coverage is for your buildings and grounds. When theft, vandalism, or natural disasters strike, your policy will pay you to fix the damage and get back to business.
- Product coverage pays for legal liabilities associated with any damage that your customers sustain while using your product.
- General liability insurance pays for legal representation and court-ordered damages when your business is sued.
- For service professionals like doctors, professional liability insurance covers malpractice claims.
- Whether you have one vehicle or a whole fleet, commercial auto insurance protects your drivers and equipment while they’re on the road.
- The state of Florida requires most employers to carry workers compensation coverage to pay for damages that occur on the job.
- In the case of sudden death, a commercial life insurance policy pays your beneficiaries a lump sum that can be used to continue operations. The money can be used for additional labor, to pay off loans, or allow a partner to buy your share of the business.
A Business Owner’s Policy is a combination of common coverages. These policies provide enough protection for most businesses. However, these policies can be customized to include additional coverages. Talk to your insurance agent for more information.
Customized Commercial Insurance for Your Florida Business
Making Sure Insurance, Inc. provides a range of insurance products for businesses of all sizes, purposes, and industries. Our agents will work with you to create unique solutions that fit your goals and resources. Contact our agents for more information on Florida commercial insurance.
Home Insurance
Whether you just bought a home in Florida, or want to compare pricing for a new policy, Making Sure Insurance, Inc. is here to provide the home insurance coverage and protection you require. Every one of our policies is designed to work with your budget while ensuring that your home can recover from life’s unexpected accidents and disasters.
The Right Coverage to Weather the Storm
While all home insurance policies protect the structure of your house, in Florida, you may also want to invest in wind damage coverage as well. Our agents will sit down with you and make sure that your outbuildings, fences, and carports are all fully protected in case of damage from a severe thunderstorm or hurricane. Please remember that home insurance will not cover flooding.
We also recommend inventorying your personal belongings so that your valuables and collections are adequately appraised. This helps you to replace expensive items at their true market value.
Protecting Your Property and Your Wealth
Your home insurance policy will help you to replace or repair the building structure and help to replace your personal possessions when lost, stolen, or damaged. It can also include coverage for medical payments if a visitor is injured on your property. The liability portion helps to save your retirement or college funds if a person claims personal injury or property damage caused by your or your household.
Online Rating Tool Saves You Time and Money
If you would like a quote for a home insurance policy, try our fast rating tool, and you will be on your way to purchasing a home insurance policy in just minutes. We do recommend calling us or visiting our office to speak with an agent in person so that you receive the right coverage for your Florida home and all your belongings.
Visit or call Making Sure Insurance, Inc. today for your personalized insurance plan. We will take the time to help you buy with confidence for a more secure future.
Motorcycle Insurance
Motorcycle insurance from Making Sure Insurance, Inc. helps you to enjoy the wide-open road while leaving your worries behind. We will be happy to sit down with you and find the right mix of liability, personal injury protection, and bodily injury to get you on the road. Of course, you can also add collision to help cope with repair bills if your ride ever is damaged.
Do You need Motorcycle Insurance in Florida?
While Florida law only requires proof of financial responsibility to register your motorcycle, it does mean that you are liable for up to $40,000 in liability should you get into an accident with your bike. If you cannot afford that kind of dent in your account, then motorcycle insurance offers an affordable and reliable method to get your bike on the road.
Protect Yourself from Financial Stress
Your motorcycle insurance will make sure that an injured party will have their medical bills covered and their car or motorcycle repaired, leaving you responsible for the deductible. You are free from the stress that a sudden tidal wave of expenses can bring should you be in a collision. You can also add coverage to have your bike repaired while keeping the deductible affordable in emergencies.
Providing Peace of Mind and Security
With a motorcycle insurance policy from Making Sure Insurance, Inc., you can cruise the coast with the confidence that, should you encounter the unexpected, there is a safety net in place. If your ride is custom, talk to your agent about providing additional coverage for your bags, chrome, sidecar, and even the custom exhaust. The key is to allow recovery from theft, vandalism, or an accident to be achievable with as little disruption to your life as possible.
If you would like to discuss all the options available on a motorcycle insurance policy, give us a call at Making Sure Insurance Inc. today. We look forward to helping you hit the highway on your new ride.
Renters Insurance
If you rent your Florida apartment, condominium, or home, you need special protection for your property. Making Sure Insurance, Inc. carries renter’s insurance policies that protect your property and financial interests.
Renter’s Insurance Basics
Every insurance policy is unique. However, these things are commonly covered under a renter’s insurance policy.
- Liability coverage pays to replace or repair other peoples’ property that sustains damage in your home. It also provides funds for medical bills if an injury occurs.
- Personal property protection pays you funds to replace your belongings. Items like clothing, electronics, furniture, and some collectibles are typically covered.
- If your home becomes unlivable due to a covered event, additional living expense allowances pay you back for temporary lodgings.
For those with high-value possessions and collectibles, the typical renter’s insurance policy may not provide enough coverage to replace or repair your property. Talk to your insurance agent to find the right coverage amounts for your home.
Why You Need Renter’s Insurance
Your property manager’s insurance pays for damage to the building’s structure and common areas. In a catastrophic event like fire, flood, or theft, you are solely responsible for your belongings. A renter’s insurance policy ensures that you can continue to live comfortably, no matter what happens.
What are some situations in which you might need renter’s insurance?
- Your child throws a ball through your neighbor’s window. Your renter’s insurance will help pay for the repairs.
- A storm damages the roof, which begins to leak into your home. Your renter’s insurance will pay for a hotel room while the damages are being repaired. It will also help pay to replace damaged belongings.
- Your car, while parked in the parking lot of your building, gets broken into. Your renter’s insurance helps pay to replace any items that may be lost due to theft. This is in addition to the coverage provided by your auto insurance.
Contact Making Sure Insurance, Inc. to learn more about customized renter’s insurance policies in Florida.
Making Sure Insurance, Inc. 